Data set from Student loan forecasts for England

Table 7b: Sensitivity of Resource Accounting and Budgeting (RAB) charges to key policy inputs

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Sensitivity of Resource Accounting and Budgeting (RAB) charges and stock charges to key policy inputs

Data set details

Theme
Finance and funding
Publication
Student loan forecasts for England
Release
Financial year 2025-26
Release type
Number of rows
14
Geographic levels
National
Indicators
  • Current forecast
  • Repayment threshold £1,000 higher in FY2025-26
  • Repayment threshold £1,000 lower in FY2025-26
Filters
  • Loan type
  • Plan type of loan
  • Stock or RAB charge
Time period
2025-26

Data set preview

Table showing first 5 rows, from underlying data
plan_typeloan_typetime_periodstock_rabbaseline_chargerepayment_threshold_+£1000repayment_threshold_-£1000time_identifiergeographic_levelcountry_codecountry_name
Plan 2Advanced Learner loans202526RAB171-2Financial yearNationalE92000001England
Plan 2Advanced Learner loans202526Stock492-2Financial yearNationalE92000001England
Plan 3Doctoral loans202526RAB472-2Financial yearNationalE92000001England
Plan 5Advanced Learner loans202526RAB392-2Financial yearNationalE92000001England
Plan 5Advanced Learner loans202526Stock362-2Financial yearNationalE92000001England

Variables in this data set

Table showing first 5 of 6 variables
Variable nameVariable description
baseline_chargeCurrent forecast
loan_typeLoan type - Filter by loan type
plan_typePlan type of loan - Filter by plan type
repayment_threshold_-£1000Repayment threshold £1,000 lower in FY2025-26
repayment_threshold_+£1000Repayment threshold £1,000 higher in FY2025-26

Footnotes

  1. Coverage: All borrowers who receive loans through Student Finance England. For further details on eligibility, please see the Student Finance England practitioner website: Link to practitioner products section on the SLC website (opens in new tab).
  2. A summary timeline of the introduction of different plan types is available in Table 1.1 in the publication Methodology: Link to student loan forecasts for England methodology
  3. Plan 1 loans include unsold, retained and loans sold at both sale 1 and sale 2. For more information on the loan sales, go to: Sale 1: Link to House of Commons written statement for sale 1 (opens in new tab) Sale 2: Link to House of Commons written statement for sale 2 (opens in new tab).
  4. This table demonstrates how sensitive the RAB and stock charges are to various economic parameters. The size of the impacts presented here only applies to the figures shown and the results are not linear; that is if the size of the variation was doubled then the impact would not necessarily be double that shown.
  5. Differences in the impacts between different loan products in the same scenario may be caused by differences in the loan policy or differences in the characteristics of the borrowers with each type of loan.
  6. All changes are assumed to begin in financial year 2025-26.
  7. In the repayment threshold scenarios, the threshold is assumed to be £1,000 lower/higher in 2025-26 (i.e., £27,470.00 or £29,470.00 for Plan 2), before growing in line with RPI for Plans 2 and 5, and average earnings growth for Plan 3, in subsequent years in line with the current policy.
  8. RAB and stock charges have been rounded to the nearest 1%.

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If you have a specific enquiry about Table 7b: Sensitivity of Resource Accounting and Budgeting (RAB) charges to key policy inputs statistics and data:

Higher Education Analysis

Email: he.modelling@education.gov.uk
Contact name: Tony Carter and Sally Mercer