Sensitivity of Resource Accounting and Budgeting (RAB) charges and stock charges to key economic inputs
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Data set details
- Theme
- Finance and funding
- Publication
- Student loan forecasts for England
- Release
- Financial year 2019-20
- Release type
- Geographic levels
- National
- Indicators
- Percentage (current RAB or stock charge)
- Percentage point difference in RAB or stock charge as a result of variation
- Filters
- Loan type
- Magnitude of change
- Parameter changed
- Time period
- 2019/20
Data set preview
| loan_type | percentage | plan_type | parameter | ppt_diff | variation | stock_rab | time_period | time_identifier | geographic_level | country_code | country_name |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Plan 1 loans | 37 | Plan 1 | RPI | -6 | -1pp | Stock | 2019-20 | Academic year | National | E92000001 | England |
| Higher eduction full-time loans | 53 | Plan 2 | RPI | -5 | -1pp | RAB | 2019-20 | Academic year | National | E92000001 | England |
| Higher education part-time loans | 45 | Plan 2 | RPI | -3 | -1pp | RAB | 2019-20 | Academic year | National | E92000001 | England |
| Advanced Learner Loans | 69 | Plan 2 | RPI | -1 | -1pp | RAB | 2019-20 | Academic year | National | E92000001 | England |
| Plan 1 loans | 37 | Plan 1 | RPI | 6 | +1pp | Stock | 2019-20 | Academic year | National | E92000001 | England |
Variables in this data set
| Variable name | Variable description |
|---|---|
| loan_type | Loan type - Filter by loan type |
| parameter | Parameter changed - Filter by economic input parameter to vary |
| percentage | Percentage (current RAB or stock charge) |
| plan_type | Plan type of loan - Filter by plan type |
| ppt_diff | Percentage point difference in RAB or stock charge as a result of variation |
Footnotes
- All changes are assumed to begin in financial year 2019-20.
- Plan 1 loans include unsold, retained and loans sold at both sale 1 and sale 2. For more information on the loan sales, go to: Sale 1: https://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2017-12-06/HCWS317 Sale 2: https://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2018-12-04/HCWS1137
- Differences in the impacts between different loan products in the same scenario may be due to differences in the loan policy or differences in the characteristics of the borrowers with each type of loan.
- Plan 2 loans were introduced in place of Plan 1 loans for new entrants to higher education from September 2012. Part-time higher education fee loans were introduced at the same time and part-time maintenance loans were introduced in August 2018.
- This table demonstrates how sensitive the RAB and stock charges are to various economic parameters. The size of the impacts presented here only applies to the figures shown and the results are not linear; that is, if the size of the variation was doubled then the impact would not necessarily be double that shown.
- Coverage: Borrowers who received loans as English domiciled students studying in the UK or as EU domiciled students studying in England.
- Advanced Learner Loans were introduced for students aged 24+ on some further education courses in August 2013, and extended to students aged 19-23 in August 2016.
- Figures have been rounded to the nearest 1pp.
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