Data set from Student loan forecasts for England

Sensitivity of Resource Accounting and Budgeting (RAB) charges and stock charges to key economic inputs

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Data set details

Theme
Finance and funding
Publication
Student loan forecasts for England
Release type
Geographic levels
National
Indicators
  • Percentage (current RAB or stock charge)
  • Percentage point difference in RAB or stock charge as a result of variation
Filters
  • Loan type
  • Magnitude of change
  • Parameter changed
Time period
2019/20

Data set preview

Table showing first 5 rows, from underlying data
loan_typepercentageplan_typeparameterppt_diffvariationstock_rabtime_periodtime_identifiergeographic_levelcountry_codecountry_name
Plan 1 loans37Plan 1RPI-6-1ppStock2019-20Academic yearNationalE92000001England
Higher eduction full-time loans53Plan 2RPI-5-1ppRAB2019-20Academic yearNationalE92000001England
Higher education part-time loans45Plan 2RPI-3-1ppRAB2019-20Academic yearNationalE92000001England
Advanced Learner Loans69Plan 2RPI-1-1ppRAB2019-20Academic yearNationalE92000001England
Plan 1 loans37Plan 1RPI6+1ppStock2019-20Academic yearNationalE92000001England

Variables in this data set

Table showing first 5 of 7 variables
Variable nameVariable description
loan_typeLoan type - Filter by loan type
parameterParameter changed - Filter by economic input parameter to vary
percentagePercentage (current RAB or stock charge)
plan_typePlan type of loan - Filter by plan type
ppt_diffPercentage point difference in RAB or stock charge as a result of variation

Footnotes

  1. All changes are assumed to begin in financial year 2019-20.
  2. Plan 1 loans include unsold, retained and loans sold at both sale 1 and sale 2. For more information on the loan sales, go to: Sale 1: https://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2017-12-06/HCWS317 Sale 2: https://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2018-12-04/HCWS1137
  3. Differences in the impacts between different loan products in the same scenario may be due to differences in the loan policy or differences in the characteristics of the borrowers with each type of loan.
  4. Plan 2 loans were introduced in place of Plan 1 loans for new entrants to higher education from September 2012. Part-time higher education fee loans were introduced at the same time and part-time maintenance loans were introduced in August 2018.
  5. This table demonstrates how sensitive the RAB and stock charges are to various economic parameters. The size of the impacts presented here only applies to the figures shown and the results are not linear; that is, if the size of the variation was doubled then the impact would not necessarily be double that shown.
  6. Coverage: Borrowers who received loans as English domiciled students studying in the UK or as EU domiciled students studying in England.
  7. Advanced Learner Loans were introduced for students aged 24+ on some further education courses in August 2013, and extended to students aged 19-23 in August 2016.
  8. Figures have been rounded to the nearest 1pp.

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